realestate2022

Real Estate Investment Mistakes You Should Avoid Never go for a property just because you can afford it. Think about the long-term expense. (Dreamstime) Though there is no single way of doing the right thing, investment is one field where this might not apply. Investors often commit mistakes which can cause a lethal impact on their future returns. When it comes to the property market, it is important to understand the nerve and where all the pitfalls are and how to avoid them. Take real estate investment as an activity which has certain dos and don’ts and a few rules that have to be followed for a pleasant experience. Thus, real estate investors should avoid these deadly mistakes: No plan in sight Real estate investment requires lots of planning. Most of the investors buy a property without thinking what they are going to do with it. Buying an asset just because you got a good deal should not be the case, especially when you are investing too much into it. The right way of doing in...

Is House Price Or Interest Rate More Important? (Dreamstime) Property buying is triggered mostly by a fall- either in property prices or the housing loan interest rates. Thanks to demonetisation, one has already happened. Owing to the high cash reserve ratio, banks have cut interest rate on home loans making them cheaper by up to 8 per cent, home prices have failed to trigger sentiments in home buyers who are still on the fence about investing in property. This has led to a vital debate between the industry stakeholders that whether cheaper home loans are enough to fulfil the mission of Housing for all 2022 or we have to look beyond the obvious to make it a workable plan. Here’s the complete story - How low-interest rate impacts property buying? Low-interest rate implies cheaper home loans and less interest to be paid to the banks. As the amount paid to the bank has higher interest component than the principal part, lowering of lending rates leads to higher savings for the buyer. For i...

Larger Down Payment Vs Buying An Affordable House, Know What Suits Your Pocket Home buying is certainly one of the most important decisions that a person takes in his life. But what is much more confusing is to decide what kind of housing will be more suitable for him. Given a set budget, a buyer has several options to choose from, but the most typical one is to decide between- a big home and a large down payment or an affordable home with fewer mortgages. Here’s is a brief analysis: The down payment scenario If you have liquid cash, assess the situation as what kind of home you should opt for. Buying one large home means high pressure on your pockets along with higher EMIs and another monthly outflow. Even if you have high disposable income, it can put excess pressure as every month a significant part of it will go into the monthly instalments. Moreover, if there is no fixed income, you might have to foreclose the loan, in case you missed out on EMIs and be a loan defaulter. ...

Industry Speak : Realty industry expectation from upcoming Union Budget Mudhit Gupta, CMD, EMGEE Group:  ”We are looking forward to the Union Budget to have some interesting incentives for the low cost housing segment. We expect the government to look into the taxation slabs for personal and corporate sector, stamp duty and introduce some benefits for the primary house buyers in the affordable housing segment. We propose that the tax free slab to be raised from current level to about 5 lacs and a tax rate cut for personal and corporate taxes. The demonetization process has brought surplus capital into the system which will help increase cash flow into the PSU banks. The stamp duty charges should be reduced down to 2% from the current 5% to encourage more frequent transactions leading to higher revenue growth. We also hope the stamp duty should also be waived off for affordable housing in the Pradhan Mantri Awas Yojana (PMAY), housing for...

First Time Investor? Follow These To Make Money Out Of Real Estate (Dreamstime) Real Estate is one such investment channel which does not have any set parameter or budget restrictions or compulsory lock-in period. Instead, the property market is a liberal avenue where you can enter and exit at your own will, though risks will be higher and gains will be short but with limited obligations, real estate investment is the best way to get rich. Beginners often get confused about where to start from and what are the options available for them. Here is a quick guide for those market investors who are still confused about the first step. REITS Real Estate Investment Trusts are very popular across the globe but have gained popularity in India recently. In simple words, REITs are very similar to mutual funds and bonds. Mutual funds are investment channels to earn returns through equities whereas REITs offer you benefits through income generating real estate assets. As the name suggests, these ar...

5 key things to look forward in real estate in 2017 The first half of the year saw the clearing of inventories and sales started picking-up slowly and steadily with developers offering discounts during festivals like Gudi Padwa and Akshaya Tritiya.  Image Source: IANS/Xinhua/Tan Jin With sky-rocketing property prices and high home loan interest rates, first time home buyers faced hardships in buying homes in top metros of India in 2016 resulting in slowdown in demand and rise in unsold inventories but the new year is expected to bring some cheer for property buyers, say experts. The first half of the year saw the clearing of inventories and sales started picking-up slowly and steadily with developers offering discounts during festivals like Gudi Padwa and Akshaya Tritiya. The commerical segment witnessed progressive growth during the year while the residential segment saw gradual progress, cited Wadhwa Group in a recent press release.    The ...